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A trusted loan solution
  • Personal Loans up to $35,000
    Pay off bills, consolidate loans or anything else! Loan requests over $1000 can qualify for a personal loan.
  • Short-term Loans up to $1,000
    Need emergency cash? Apply in minutes and get approved in seconds. Get the money you need when you need it.
  • Good credit, Bad Credit accepted
    Don't let your credit score keep you from getting the money you need. We accomodate all credit types.
  • Safe and Secure
    Every application is processed through a secured server so you don't have to worry about anything.

We help you get the money you need and fast!

First Choice Advances offers loan solutions for all your financial needs. Whether you're looking to consolidate bills, other payday loans, or quick cash to hold you over till payday, we've got you covered. Unlike most sites First Choice Advances gives you the opportunity to get approved for short-term, long-term, good credit and bad credit loans. We understand that life can bring some unpleasant surprises and our goal is to help you get through those unexpected events. For all you financial needs First Choice Advances is proud to be your go to provider.

What you qualify for?

Good credit consumers will most likely qualify for both short-term loans, long-term loans and a much higher dollar amount. Usually good credit consumers may also be eligible to receive loans at a lower interest rates. Bad credit consumers may have a more difficult time getting larger loan amounts and many times will have to pay a higher interest rate. When filling out our quick application form remember that our loans are broken down into two categories:

  • Short-term loans - Often known as a payday loan, are not intended to be a long-term solution. Typically loan amounts less than $1000 will be funded by a payday loan lender. Short-term loans carry a very high interest rate and are intended to be paid back at your next payday. If these loans are not paid back then it can become very costly. Short-term loans usually are intended for consumers with bad credit and should only be used for emergencies. May people use these loans to help pay past due utilities, avoid overage fees from banks and many other unforeseen emergencies.

  • Long-term loans - Often known as a personal loan, involve loan amounts for over $1000 and are paid back over a long period of time. Interest rates on these loans usually will be significantly lower than a short-term loan and varies depending on what type of credit the consumer has. Our personal loans are funded through Springleaf Financial and will work with bad credit and good credit consumers. These loans can be used to pay off existing high interest loans, consolidate debt or for large purchases.